Terms and Conditions

LIMITATIONS ON USE

a- Only one individual may access ShrewdSteward.com at the same time using the same user name or password.

b- The content available through the Shrewd Steward website is our exclusive property or the property of our licensors and is protected by copyright and other intellectual property laws.

c- You agree not to sell, publish, distribute, retransmit or otherwise provide access to the content received through the Shrewd Steward website to anyone, excepting only your spouse.  You are not permitted to use purchased services for the purpose of regularly providing other users with access to content from the Shrewd Steward website, nor may you reproduce, duplicate, copy, sell, resell or exploit any material for any commercial purpose. You agree not to create abstracts from, scrape or display headlines from our content for use on another web site or service. You agree not to post any content from Shrewd Steward websites to newsgroups, mail lists or electronic bulletin boards, without our written consent. To request consent for this and other joint-venture related matters, please contact [email protected].

d- You agree not to use the Shrewd Steward website for any unlawful purpose. We reserve the right to terminate or restrict your access to the site if, in our opinion, your use may violate any laws, infringe upon another person's rights or violate the terms of this Agreement. Also, we may refuse to grant you a username that impersonates someone else, is protected by trademark or other proprietary right law, or is vulgar, unsuitable or otherwise offensive in our sole discretion.

CODE OF CONDUCT

You agree to participate in community venues such as group calls, chats, course discussions, etc…  with tact and sensibility.  A pattern of interaction which is rude, argumentative, and or threatening may result in your access to all such venues being revoked and your relationship with Shrewd Steward being terminated.  Such action may be taken at the sole discretion of The Shrewd Steward, LLC after no fewer than two warnings have been issued and recorded.  If such action is taken, no funds will be refunded.

TRADEMARK OR OTHER INTELLECTUAL PROPERTY

Without The Shrewd Steward, LLC’s written prior permission, you agree not to display or use in any manner any trademarked or copyrighted material or any other intellectual property.  To discuss possible licensing of material or collaboration on a venture, contact [email protected].

THIRD PARTY WEBSITES, SERVICES AND SOFTWARE

We may link to, or promote web sites or services from other companies on the Shrewd Steward website or offer you the ability to download software from other companies. You agree that we are not responsible for, and do not control, those websites, services and software. You agree that The Shrewd Steward, LLC is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that The Shrewd Steward, LLC shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource.

MODIFICATION

We may discontinue or change ShrewdSteward.com, or its availability to you, at any time within our sole discretion. We may also modify any of the terms and conditions contained in this Agreement, at any time and in our sole discretion, by either posting a change notice or a new agreement on the website or by giving you notice by e-mail or SMS. Modifications may include, for example, changes in the scope of available service. IF ANY MODIFICATION IS UNACCEPTABLE TO YOU, YOUR ONLY RECOURSE IS TO TERMINATE THIS AGREEMENT. Your continued participation in the online community following our posting of a change notice or new agreement on our site or by giving you other notice will constitute binding acceptance of the change.

DISCLAIMERS OF WARRANTIES

THE SHREWD STEWARD, LLC EXPRESSLY DISCLAIMS ALL WARRANTIES RELATED TO ANY USE OF THE SHREWDSTEWARD.COM, THE ONLINE COMMUNITY OR THE CONTENT AND FURTHER THAT THE WEBSITE OR COMMUNITY WILL MEET ANY REQUIREMENTS OR NEEDS YOU MAY HAVE, OR THAT THEY WILL OPERATE ERROR FREE. IN ADDITION, YOU AGREE THAT SHREWD STEWARD PROVIDES ACCESS TO THE WEBSITE, ONLINE COMMUNITY AND THE SERVICES "AS IS'' AND ON AN "AS AVAILABLE" BASIS AND MAKES NO WARRANTY WITH REGARD TO THE SERVICES OR THE SUITABILITY OF THE SERVICES FOR YOUR NEEDS. WE SPECIFICALLY DISCLAIM ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY REPRESENTATIONS OR WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

THE SERVICES AND CONTENT OF THE WEBSITE AND ONLINE COMMUNITY DO NOT PROVIDE INVESTMENT, FINANCIAL OR TAX ADVICE, AND SHOULD NOT BE USED TO MAKE ANY INVESTMENT DECISIONS. WE DO NOT ADVOCATE THE PURCHASE OR SALE OF ANY SECURITY OR INVESTMENT, NOR DO WE ENDORSE OR SPONSOR THE PRODUCTS, GOODS OR SERVICES OF ANY USER OF THE ONLINE COMMUNITY. YOU SHOULD ALWAYS SEEK THE ASSISTANCE OF A PROFESSIONAL FOR TAX, FINANCIAL AND INVESTMENT ADVICE.

THE SHREWD STEWARD, LLC MAKES NO EXPRESS, IMPLIED OR STATUTORY WARRANTIES, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS. SOME JURISDICTIONS DO NOT ALLOW EXCLUSIONS OF AN IMPLIED WARRANTY, SO THIS DISCLAIMER MAY NOT APPLY TO YOU AND YOU MAY HAVE OTHER LEGAL RIGHTS THAT VARY BY JURISDICTION. NO SHREWD STEWARD AGENT,  EMPLOYEE OR AFFILIATE  IS AUTHORIZED TO MAKE ANY MODIFICATIONS, EXTENSIONS, OR ADDITIONS TO THIS WARRANTY.

LIMITATION OF LIABILITY

UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL THEORY, TORT, CONTRACT, OR OTHERWISE, SHALL THE SHREWD STEWARD, LLC, IT'S SUBSIDIARIES, AFFILIATED ENTITIES, OFFICERS, EMPLOYEES, AGENTS, LICENSEES OR LICENSORS, OR ITS SUPPLIERS OR RESELLERS (EITHER JOINTLY OR SEVERALLY) BE LIABLE TO YOU OR ANY OTHER PERSON, INCLUDING WITHOUT LIMITATION, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, PUNITIVE, CONSEQUENTIAL DAMAGES OR OTHER LOSS OF ANY CHARACTER, RELATING TO THE WEBSITE, ONLINE COMMUNITY OR CONTENT, THIS AGREEMENT OR ACTIVITIES RELATING THERETO EVEN IF SHREWD STEWARD SHALL HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGES. THE LIMIT OF THE AGGREGATE LIABILITY OF SHREWD STEWARD FOR DIRECT DAMAGES SHALL NOT EXCEED ANY FEES YOU PAID FOR A PRODUCT, SERVICE OR ACCESS TO THE SHREWD STEWARD COMMUNITY. THESE LIMITATIONS SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. IF ANY APPLICABLE AUTHORITY HOLDS ANY PORTION OF THIS SECTION TO BE UNENFORCEABLE, THEN SHREWD STEWARD’S LIABILITY WILL BE LIMITED TO THE FULLEST POSSIBLE EXTENT PERMITTED BY APPLICABLE LAW.

PRIVACY

Registration data and other information about you is subject to our Privacy Policy. However, any and all data collected through Shrewd Steward’s website or on-line community venues, through sales, registration or otherwise shall belong to The Shrewd Steward, LLC. Please note: If you are located outside of the United States, note that information that you provide to us is being sent to the United States. By subscribing to ShrewdSteward.com you understand and consent to your data being sent to the United States. The Privacy Policy can be accessed from a link located at the bottom of the ShrewdSteward.com homepage.

Miscellaneous Provisions: This Agreement is the exclusive and entire agreement between you and The Shrewd Steward, LLC concerning your use of ShrewdSteward.com and supersedes any and all prior or contemporaneous oral or written agreements, representations, negotiations or other dealings between you and Shrewd Steward regarding your use of ShrewdSteward.com and its on-line community. You agree that this Agreement, as well as any and all claims arising from this Agreement, will be construed, interpreted and governed by the laws of the State of Texas, USA, without regard to its conflict of law provisions. The sole jurisdiction and venue for any litigation arising out of this Agreement will be an appropriate federal or state court located in Texas. Disputes arising out of or relating to this License Agreement shall be the federal and state courts sitting in Dallas County in the State of Texas, USA. This Agreement will not be governed by the United Nations Convention on Contracts for the International Sale of Goods.

If any part of this Agreement is found to be void, unenforceable or invalid, it shall not affect the other provisions of this Agreement. Our failure to enforce your strict performance of any provision of this Agreement will not constitute a waiver of our right to subsequently enforce such provision or any other provision of this Agreement nor will it be deemed a waiver of future enforcement of that or any other provision. This Agreement is personal to you, which means that you may not assign your rights or obligations, by operation of law or otherwise, under this Agreement to anyone and no third party is a beneficiary of your rights under this Agreement.

BY YOUR USE OF THE ON-LINE COMMUNITY AND WEBSITE, YOU AGREE THAT YOU HAVE READ THIS AGREEMENT, UNDERSTAND IT, AND AGREE TO BE BOUND BY ALL ITS TERMS AND CONDITIONS IF YOU DO NOT CHOOSE TO READ THIS AGREEMENT, YOU WILL NEVERTHELESS BE LEGALLY BOUND; AND YOU WARRANT AND REPRESENT THAT YOU ARE AN ADULT AND NOT UNDER ANY DISABILITY IN MAKING A CONTRACT.

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